Home Mortgage Tips

Pay Your Mortgage Off Faster With These Money-Smart Strategies

As with any loan or line of credit, there are benefits to getting your mortgage paid down. You'll pay less in interest, potentially saving thousands over the repayment period. Moreover, you'll own your home outright that much quicker. Let's explore four money-smart strategies that will help you to pay your mortgage off faster.

By |2017-10-04T12:42:01-04:00October 4th, 2017|Home Mortgage Tips|Comments Off on Pay Your Mortgage Off Faster With These Money-Smart Strategies

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you'll want to know how to make this transaction run as smooth as possible. In today's article, we'll share a quick four-step guide to speeding up the mortgage closing process.

By |2017-10-03T12:40:03-04:00October 3rd, 2017|Home Mortgage Tips|Comments Off on Speed up Your Mortgage Closing Process With This Handy Four-step Guide

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so you can start finding homes in your price range?

By |2017-09-22T12:40:02-04:00September 22nd, 2017|Home Mortgage Tips|Comments Off on Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

Have you been considering a mortgage for your next home purchase? As with any loan or financial product, there are a variety of fees and costs you may incur in the process of closing your mortgage. In today's post, we'll explore a few of these potential fees and the situations in which you may encounter them.

By |2017-09-15T12:45:03-04:00September 15th, 2017|Home Mortgage Tips|Comments Off on You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

Are you thinking about buying a new house? Whether you're a first-time or experienced buyer, if your credit score isn't looking too hot it can affect how much mortgage financing you receive - or whether you're approved at all! But don't fret. It's still possible to get a mortgage approved, even with credit issues. Below we'll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

By |2017-09-01T12:40:02-04:00September 1st, 2017|Home Mortgage Tips|Comments Off on Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick and easy guide to determining just how much "house" you can afford. Let's get started!

By |2017-08-23T12:44:33-04:00August 23rd, 2017|Home Mortgage Tips|Comments Off on The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don't have the funds saved up to buy a home outright, it may seem like more of a burden than it's worth. The good news is that you might qualify for a mortgage loan, which tend to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow.

By |2017-08-10T12:40:03-04:00August 10th, 2017|Home Mortgage Tips|Comments Off on Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score.

By |2017-08-10T01:53:35-04:00August 8th, 2017|Home Mortgage Tips|Comments Off on Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

It's not uncommon for a homeowner to want to pay more than the minimum monthly mortgage payment on their home. However, just because it can seem hard to come up with the funds on a monthly basis doesn't mean it's not possible to find the money for extra mortgage payments each year. If you're wondering how you can pay down your mortgage debt much sooner with extra money, here are some tricks you may want to try.

By |2017-08-10T01:53:35-04:00August 8th, 2017|Home Mortgage Tips|Comments Off on Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

With Mortgage Rates This Low, Should You Dive In? 3 Reasons Why Now Might Be the Time

Whether you've just finished school or are about to start a family, investing in a home can be one of the biggest financial decisions of your life. But as you'll soon discover, there are a number of considerations you'll need to make. It can be difficult to know whether to get a short-term or long-term mortgage, or how long of an amortization period you'll need.

By |2017-08-10T01:53:46-04:00August 3rd, 2017|Home Mortgage Tips|Comments Off on With Mortgage Rates This Low, Should You Dive In? 3 Reasons Why Now Might Be the Time

Forget About the Bank of Mom and Dad — Here’s How You Can Save Your Own Down Payment

Are you considering buying a home for the first time? It might come as a surprise that you'll want to have approximately 20% of the purchase price of your home for a down payment. For some, it can seem nearly impossible to come up with the funds. Fortunately, there are a few ways that you can save a little over time and not have to borrow from the "Bank of Mom and Dad".

By |2017-08-10T01:53:55-04:00July 26th, 2017|Home Mortgage Tips|Comments Off on Forget About the Bank of Mom and Dad — Here’s How You Can Save Your Own Down Payment

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

It may feel like a daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.

By |2017-08-10T01:54:12-04:00July 11th, 2017|Home Mortgage Tips|Comments Off on Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How
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