Home Mortgage Tips

First-time Home Buyers: Here’s a Quick and Easy Guide to Your First Mortgage

Whether it's market conditions or the amount you should be spending, there are a number of factors you'll need to be aware of. If you're just starting out and not sure where to begin, here are some points to consider that will set you on the right path.

By |2017-08-10T01:58:31-04:00November 30th, 2016|Home Mortgage Tips|Comments Off on First-time Home Buyers: Here’s a Quick and Easy Guide to Your First Mortgage

3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

If you're getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

By |2017-08-10T01:58:43-04:00November 18th, 2016|Home Mortgage Tips|Comments Off on 3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. If you're interested in purchasing a home but are unsure about whether it will get approved, here are a few myths you may want to dispel.

By |2017-08-10T01:58:50-04:00November 11th, 2016|Home Mortgage Tips|Comments Off on Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them

Deciding to purchase a home will be one of the biggest investment decisions you'll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you're wondering what things first-time buyers often forget about before purchasing a home, here are three important things that you'll want to keep in mind.

By |2017-08-10T01:58:56-04:00November 4th, 2016|Home Mortgage Tips|Comments Off on 3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them

The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

As a homeowner, you may have heard the term refinancing without being aware of exactly what it means, but there are a lot of pros and cons associated with what it can do for your financial situation. While getting a different new loan for your mortgage can be a good financial decision in certain situations, here are some things you should consider before you decide that this is the right choice for you.

By |2017-08-10T01:58:58-04:00November 2nd, 2016|Home Mortgage Tips|Comments Off on The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment, if your home has been appraised at less than you envisioned, here are some options you may want to consider.

By |2017-08-10T01:59:13-04:00October 20th, 2016|Home Mortgage Tips|Comments Off on Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

It's often the case that people will opt to postpone home ownership until the best rates are available or it's a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. Here are some reasons you may want to start putting your time into searching for a home.

By |2017-08-10T01:59:15-04:00October 18th, 2016|Home Mortgage Tips|Comments Off on Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

Planning to Get a Mortgage in 2017? 4 Reasons Why It’s Time to Start Paying Down Other Debts Now

Buying a home is an ideal investment for many people because not only is it a place that belongs to them, it can also be very beneficial financially. While you may be strongly considering buying a home for these reasons, it's also important to be in good financial health so that your ideal home purchase is within reach. If you're currently perusing the market for prospects, here are some reasons you should pay down debt before taking the leap into home ownership.

By |2017-08-10T01:59:32-04:00October 7th, 2016|Home Mortgage Tips|Comments Off on Planning to Get a Mortgage in 2017? 4 Reasons Why It’s Time to Start Paying Down Other Debts Now

Investing in a Vacation Property? Learn What You’ll Need to Have to Get A Mortgage Approved

While a second home can seem like a great purchase and solid investment opportunity, there are different requirements that go into this type of purchase. If you're considering a vacation home, you may want to be aware of the following financial factors.

By |2017-08-10T01:59:39-04:00September 29th, 2016|Home Mortgage Tips|Comments Off on Investing in a Vacation Property? Learn What You’ll Need to Have to Get A Mortgage Approved

The Pros and Cons of Mortgage Rate Locks

If you're just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage lock. For those who don't like to gamble, a mortgage rate lock can offer a bit of reassurance, but there are also some downsides to this type of protection. Before signing off on this, here are the details on rate locks so you can make an informed decision.

By |2017-08-10T01:59:42-04:00September 28th, 2016|Home Mortgage Tips|Comments Off on The Pros and Cons of Mortgage Rate Locks

Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

If you're wondering how much home you can truly afford and how your cost of living will fare for your mortgage approval, here are some of the details on what you can expect when it comes to finding a home at an affordable price.

By |2017-08-10T01:59:43-04:00September 27th, 2016|Home Mortgage Tips|Comments Off on Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval
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